How Signing Agent Fees Work
Signing agent fees are a commercial negotiation between you and the hiring party. Most states do not regulate appointment fees — only the per-signature notarial fee cap. Understanding the market is the only way to price your services correctly.
Fee Ranges by Package Type (2025)
| Package Type | Signing Service | Direct Title | Notes |
|---|---|---|---|
| Refinance | $65–$100 | $125–$175 | Most common package |
| Purchase (buyer) | $85–$120 | $150–$225 | Larger package |
| Purchase (both parties) | $100–$150 | $175–$275 | Allow extra time |
| HELOC | $60–$85 | $100–$150 | Shorter package |
| Reverse Mortgage | $100–$150 | $200–$350 | Longest, most complex |
| Seller package only | $50–$75 | $85–$125 | Short appointment |
Signing Service vs. Direct Work
The single biggest lever on your income is working directly with title companies rather than through signing services. A $75 signing service refinance versus a $160 direct title refinance is more than $1,000/month difference for an agent doing 10 appointments per week. See our guide to getting direct title clients.
Red Flag Fee Offers
Offers below $50 for any appointment rarely make sense once you factor in drive time, printing, and shipping. Platforms or signing services regularly posting below-$55 fees often have payment reliability issues. Trust agent community reviews and your own experience.
FAQ
Yes. Most agents define a free zone (15–20 miles from home) and charge a mileage or flat travel fee beyond that. Disclose this upfront in your profile and when confirming assignments.
A trip fee (or travel fee / cancellation fee) is charged when you arrive at an appointment that cannot complete — because the borrower was not home, had no ID, or documents were missing. Typical trip fees are $30–$50. Confirm the hiring service's policy before accepting assignments.