Most Common

Refinance Loan Package

The most common signing. 100–150 pages. Complete breakdown of every document section.

 Complex

Purchase Loan Package

Larger package, higher stakes, sometimes both buyer and seller present. Full guide.

 Shorter

HELOC Package

Shorter than a refi but with specific rescission and variable-rate disclosure rules.

 Complex

Reverse Mortgage Package

Longest and most emotionally complex signing. Complete breakdown with handling guidance.
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